Hi, me and my wife are coming up to 3 years discharged from bankruptcy in my wife’s name name, and 2 CCJ’s for £500, 3 years old this September. What would rates be and deposit look like?
Hi there,We'd never talk rates without a specific factfind although much of the question will be down to your specific situation.3 years discharge does potentially open up the lender pool (with lower deposit entry level) but you can obviously expect a fair amount of scrutiny/underwriting.Certainly you will require an absolute minimum of 15% deposit in the current climate.
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